"Dad, you gave me some terrible financial advice!" the girl told her father.

"I did?" he answered. "What did I tell you?"

"You told me to put my money in that big bank, and now that big bank is in trouble."

"What do you mean it's in trouble? That's one of the largest banks in the world. Surely there must be some mistake."

"I don't think so," she said. "They just returned one of my checks with a note saying, 'Insufficient Funds.'"