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Romans 4:3-6 (New International Version)

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3 What does the Scripture say? "Abraham believed God, and it was credited to him as righteousness."a1 4 Now when a man works, his wages are not credited to him as a gift,2 but as an obligation. 5 However, to the man who does not work but trusts God who justifies the wicked, his faith is credited as righteousness.3 6 David says the same thing when he speaks of the blessedness of the man to whom God credits righteousness apart from works:
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