Exodus 22:14

14 "When a man borrows [an animal] from his neighbor, and it is injured or dies while its owner is not there with it, the man must make full restitution.

Exodus 22:14 Meaning and Commentary

Exodus 22:14

And if a man borrow [ought] of his neighbour
Any beast, as it should seem, as an ox to plough with, an ass, horse, or camel to ride on, though the Jewish writers carry it also to any kind of household stuff:

and if he be hurt or die;
if any damage comes to it, or it dies while it is in the borrower's hands, and when employed in that work for which he borrowed it; the Targum of Jonathan is,

``and the vessel should be broke, or the beast die:''

and the owner thereof being not with it; at the time of its being hurt, or of its death, and so could not be so well satisfied whether used well or not, nor how the damage and death came to it:

he shall surely make it good;
pay the full price for it it is worth; which, though it may seem hard, was necessary, in order to make men careful of things they borrowed, and that lenders may not be losers for their kindness.

Exodus 22:14 In-Context

12 But if, in fact, the animal was stolen from his custody, he must make restitution to its owner.
13 If it was actually torn apart [by a wild animal], he is to bring it as evidence; he does not have to make restitution for the torn carcass.
14 "When a man borrows [an animal] from his neighbor, and it is injured or dies while its owner is not there with it, the man must make full restitution.
15 If its owner is there with it, the man does not have to make restitution. If it was rented, the loss is covered by its rental price.
16 "When a man seduces a virgin who was not promised in marriage, and he has sexual relations with her, he must certainly pay the bridal price for her to be his wife.
Holman Christian Standard Bible ® Copyright © 2003, 2002, 2000, 1999 by Holman Bible Publishers.  Used by permission.  All rights reserved.