Ben Sira 29:6

6 If he can pay, his creditor will hardly get back half, and will regard that as a windfall. If he cannot pay, the borrower has robbed the other of his money, and he has needlessly made him an enemy; he will repay him with curses and reproaches, and instead of glory will repay him with dishonor.

Ben Sira 29:6 In-Context

4 Many regard a loan as a windfall, and cause trouble to those who help them.
5 One kisses another's hands until he gets a loan, and is deferential in speaking of his neighbor's money; but at the time for repayment he delays, and pays back with empty promises, and finds fault with the time.
6 If he can pay, his creditor will hardly get back half, and will regard that as a windfall. If he cannot pay, the borrower has robbed the other of his money, and he has needlessly made him an enemy; he will repay him with curses and reproaches, and instead of glory will repay him with dishonor.
7 Many refuse to lend, not because of meanness, but from fear of being defrauded needlessly.
8 Nevertheless, be patient with someone in humble circumstances, and do not keep him waiting for your alms.

Footnotes 2

New Revised Standard Version Bible, copyright 1989, Division of Christian Education of the National Council of the Churches of Christ in the United States of America. Used by permission. All rights reserved.