3 What does Scripture say? “Abraham believed God, and it was credited to him as righteousness.”a
4 Now to the one who works, wages are not credited as a gift but as an obligation.
5 However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.
6 David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works: