Romans 4:5-8 NIV

5 However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.

References for Romans 4:5

      6 David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works:
      7 “Blessed are those whose transgressions are forgiven, whose sins are covered.
      8 Blessed is the one whose sin the Lord will never count against them.”a

      References for Romans 4:8