Deuteronomy 24:12

12 If your neighbor is poor and gives you his cloak as security for a loan, do not keep the cloak overnight.

Deuteronomy 24:12 Meaning and Commentary

Deuteronomy 24:12

And if the man [be] poor
Which may be thought to be the case of everyone that gives pledges for a debt he owes, or a sum of money he borrows; yet there might be a difference: some might be so very destitute of goods and raiment in their houses, that whatever they parted with was distressing to them, and they could not well do without it:

thou shalt not sleep with his pledge;
nor keep it a night; but deliver it to him, before he went to bed, and laid himself down to sleep.

Deuteronomy 24:12 In-Context

10 “If you lend anything to your neighbor, do not enter his house to pick up the item he is giving as security.

11 You must wait outside while he goes in and brings it out to you.

12 If your neighbor is poor and gives you his cloak as security for a loan, do not keep the cloak overnight.

13 Return the cloak to its owner by sunset so he can stay warm through the night and bless you, and the LORD your God will count you as righteous.

14 “Never take advantage of poor and destitute laborers, whether they are fellow Israelites or foreigners living in your towns.