If thou at all take thy neighbour's raiment to
pledge
So that it seems that the lender, though he might not impose
usury on the borrower, or oblige him to pay interest for what he
lent him, yet for the security of his money he might take his
clothes, either his bed clothes or wearing apparel, or any
instruments or goods of his; but when he did, he was bound to
what follows:
thou shalt deliver it to him by that the sun goeth
down;
the reason of which appears in the next verse, with respect to
his bed clothes, should that be the pledge: but Jarchi interprets
it, not of his nocturnal clothes, but of his apparel in the
daytime, and paraphrases it thus,
``all the day thou shalt restore it to him until the setting of the sun; and when the sun is set, thou shalt return and take it until the morning of the morrow comes; the Scripture speaks of the covering of the day, of which there is no need at night;''but rather night clothes are meant by what follows.