4
Many persons regard a loan as a windfall, and cause trouble to those who help them.
5
A man will kiss another's hands until he gets a loan, and will lower his voice in speaking of his neighbor's money; but at the time for repayment he will delay, and will pay in words of unconcern, and will find fault with the time.
6
If the lender exert pressure, he will hardly get back half, and will regard that as a windfall. If he does not, the borrower has robbed him of his money, and he has needlessly made him his enemy; he will repay him with curses and reproaches, and instead of glory will repay him with dishonor.
7
Because of such wickedness, therefore, many have refused to lend; they have been afraid of being defrauded needlessly.
8
Nevertheless, be patient with a man in humble circumstances, and do not make him wait for your alms.