Proverbs 20:16

Listen to Proverbs 20:16
16 1Take a man’s garment when he has put up security for a stranger, and 2hold it in pledge when he puts up security for foreigners. [a]

Proverbs 20:16 Meaning and Commentary

Proverbs 20:16

Take his garment that is surety [for] a stranger
Which a man is cautioned against, ( Proverbs 6:1 ) ; but if a man will be so weak and foolish, others ought to take care of him, and be cautious how they trust him; for he is in danger of being ruined by his suretyship, and therefore nothing should be lent him without a pledge, without a proper security; for though it was not lawful to take the garment of a poor man for a pledge, at least it was not to be kept after sunset, ( Exodus 22:26 ) ; yet it was right to take such a man's garment who had or would be thought to have such an abundance as to be surety for a stranger. Some think these words are to be taken as a prophecy of what would be the case of such a man that is a surety for a stranger; in the issue he will be stripped of all he has, and have not a coat to put on. It has been applied to our Lord Jesus Christ, who became a surety for such who were foreigners and strangers, and aliens from the commonwealth of Israel; and who had the garment of his human nature taken from him and which was a pledge and ransom for the sins of his people; and take a pledge of him for a strange woman;
a harlot; such as have to do with lewd women are not to be trusted; for they are in a fair way for ruin, and therefore should not be intrusted with anything without a pledge; all in connection with such creatures lose their credit; it is dangerous having any concern with them in trade for they are liable to be brought to a piece of bread; and therefore persons should be cautious how they trade with them, and should observe to secure themselves.

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Proverbs 20:16 In-Context

14 “Bad, bad, ” says the buyer, but when he goes away, then he boasts.
15 There is gold and abundance of costly stones, but the lips of knowledge are a precious jewel.
16 Take a man’s garment when he has put up security for a stranger, and hold it in pledge when he puts up security for foreigners.
17 Bread gained by deceit is sweet to a man, but afterward his mouth will be full of gravel.
18 Plans are established by counsel; by wise guidance wage war.

Cross References 2

  • 1. 20:16 ch. 27:13; [ch. 6:1; 22:26]
  • 2. 20:16 See Job 22:6

Footnotes 1

  • [a] 20:16 Or 'for an adulteress' (compare 27:13)
The Holy Bible, English Standard Version® (ESV®) © 2001 by Crossway, a publishing ministry of Good News Publishers. All rights reserved. ESV Text Edition: 2025