Proverbs 17:18

18 It’s poor judgment to guarantee another person’s debt or put up security for a friend.

Proverbs 17:18 Meaning and Commentary

Proverbs 17:18

A man void of understanding striketh hands
With his friend's creditor, and becomes surety for him; and thereby acts a very unwise part, and shows himself to want understanding, by taking such a step, which may prove the ruin of himself and family: for though a man may and should love his friend at all times; yet he is not obliged, under a notion of friendship, to injure himself and his family, or to run the risk of it; if he does, it is a plain case he wants wisdom and discretion, see ( Proverbs 6:1 ) ; [and] becometh surety in the presence of his friend;
not the creditor, but the debtor; and to pass his word for him, when he is present, shows that his own word will not be taken; and that he is either thought to be in bad circumstances, and incapable of payment at the proper time; or else that he is a bad man, of dishonest principles, and will not; and in either case it is not advisable to become surety for such a man: and besides, doing it in his presence may make him more careless and unconcerned about making good his payment or contract at the appointed time, when he knows his friend is engaged him.

Proverbs 17:18 In-Context

16 It is senseless to pay to educate a fool, since he has no heart for learning.
17 A friend is always loyal, and a brother is born to help in time of need.
18 It’s poor judgment to guarantee another person’s debt or put up security for a friend.
19 Anyone who loves to quarrel loves sin; anyone who trusts in high walls invites disaster.
20 The crooked heart will not prosper; the lying tongue tumbles into trouble.
Holy Bible. New Living Translation copyright© 1996, 2004, 2007, 2013 by Tyndale House Foundation. Used by permission of Tyndale House Publishers Inc., Carol Stream, Illinois 60188. All rights reserved.