Luke 19:20-23 NIV

20 "Then another servant came and said, 'Sir, here is your mina; I have kept it laid away in a piece of cloth.
21 I was afraid of you, because you are a hard man. You take out what you did not put in and reap what you did not sow.'1

References for Luke 19:21

22 "His master replied, 'I will judge you by your own words,2 you wicked servant! You knew, did you, that I am a hard man, taking out what I did not put in, and reaping what I did not sow?3

References for Luke 19:22

23 Why then didn't you put my money on deposit, so that when I came back, I could have collected it with interest?'