16 Take the garment of one who puts up security for a stranger; hold it in pledge if it is done for an outsider.

Read Proverbs 20:16 Using Other Translations

Take his garment that is surety for a stranger: and take a pledge of him for a strange woman.
Take a man's garment when he has put up security for a stranger, and hold it in pledge when he puts up security for foreigners.
Get security from someone who guarantees a stranger’s debt. Get a deposit if he does it for foreigners.