Devarim 24:12

12 And if the ish be oni (poor), thou shalt not keep his pledge overnight;

Devarim 24:12 Meaning and Commentary

Deuteronomy 24:12

And if the man [be] poor
Which may be thought to be the case of everyone that gives pledges for a debt he owes, or a sum of money he borrows; yet there might be a difference: some might be so very destitute of goods and raiment in their houses, that whatever they parted with was distressing to them, and they could not well do without it:

thou shalt not sleep with his pledge;
nor keep it a night; but deliver it to him, before he went to bed, and laid himself down to sleep.

Devarim 24:12 In-Context

10 When thou dost lend thy brother any thing, thou shalt not go into his bais to get his pledge.

11 Thou shalt stand outside, and the ish to whom thou dost lend shall bring out the pledge outside unto thee.

12 And if the ish be oni (poor), thou shalt not keep his pledge overnight;

13 In any case thou shalt deliver to him the pledge again when the shemesh goeth down, that he may sleep in his own raiment, and bless thee; and it shall be tzedakah unto thee before Hashem Eloheicha.

14 Thou shalt not oppress a hired servant that is oni (poor) and evyon (needy), whether he be of thy brethren, or of thy ger that are in thy land within thy she’arim;